Resources

Credit Resources

• Debit Cards vs Credit Cards
  The difference between debit cards and credit cards.
• DFI’s Credit Resource
  Information about credit cards, debit cards, and credit reports from the Washington State Department of Financial Institutions (DFI).
• Opt Out Of Credit Card Offers
  Tired of receiving pre-approved credit offers? Opt out. Visit this Web site or call 1–888–567–8688.
• Payday Loans - Use Them Wisely
  Information from the Department of Financial Institutions (DFI) about using payday loans and how to use them wisely.
• Survey of Credit Card Plans
  Every six months the Consumer Financial Protection Bureau surveys the terms of credit card plans offered by financial institutions and publishes a report of the findings.

Credit Repair and Debt Reduction

• Credit Repair - How To
  Information from the Federal Trade Commission (FTC) about how you can improve your creditworthiness for low or no-cost.
• Debt Advice - Certified Counseling
  Debtadvice.org helps people in debt find a caring, certified counselor who will assist them.
• Resources for Financial Hardship

Credit Reports

• Annual Credit Report
  Order up to 3 free credit reports a year from Equifax, Experian, and TransUnion.

Identity Theft

• Avoid Identity Theft - Tips and Techniques
  Tips to avoiding identity theft.
• Identity Theft - Security Freeze
  About security freezes and how to enact them.